Always thought that high inflation and low interest rates is a predatory, is not easy to make money do not want this year's 100, and next year is only 95, so do not want to save the banks, equity funds are tiger population, so we have chosen to buy the bank financial products
First Bank Offering protection few state-owned banks made a loss of product. But I must now remind you that the bank financial products at great risk, of course, this is my personal judgment, specifically you see fit.
But I believe that the bank financial products similar to the flower drum transfer game, which in the end I do not know how much moisture
We bought time to be careful.but I will buy continue, it is safty compare others.
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It is worth noting that the blowout of the current demand for wealth management context, Huaxia Bank and ICBC has recently plunged into financial door ", has also become a microcosm of the funded line financial crisis early. Perhaps this is also the financial products fall in the "Great Leap Forward" first domino.
In 2004, the birth of the first RMB financial products, after Bank financial products sales volume to show explosive growth, bank financial products has begun to take shape in 2008, when bank financial products worth a total of 3.7 trillion yuan in sales, doubled compared to 2007 Fan.
The data from the China Banking Regulatory Commission, as of the end of September 2012, the bank financial products totaled 6.73 trillion yuan, 4.59 trillion yuan in the end of 2011, an increase of nearly 47%.
The IMF recently released Global Financial Stability Report, the judgment, the stock of financial products in China 8 trillion to 9 trillion yuan by the end of the third quarter of 2012, about 10% of the size of deposits accounted for 17% of China's GDP to 19 %.
ANZ Bank report pointed out that China's financial products 5 issued by Bank of China Construction Bank, Bank of China, China Merchants Bank, Industrial and Commercial Bank and Bank of Communications.
In recent years, with the rise of city commercial off-site expansion, city commercial financial products also began beyond the state-owned big firms, industry-leading sang the leading role.
Puyi wealth statistics show that three quarters of 2012, the city commercial financial products issued amount of the first super-state accusing him. November, this phenomenon is particularly evident. That same month, City firm issued financial products amounted to 809, far more than 607 models of state-owned big firms circulation.
China Banking Regulatory Commission for Discipline Inspection Du Jinfu also recently said that the pace of development of China's bank financial products, faster development time is not long, small-scale, and the overall look is still in the nurturing stage of development, some banks are still not standardized financial products operation way; individual banks exist advocacy, information disclosure is not in place, not timely complaint handling, internal control and lax management and other issues. "
